Need funds to grow your small business in Pakistan? Mobilink Microfinance Bank (MMBL) is offering business loans from Rs. 50,000 up to Rs. 5 million for entrepreneurs in 2026, with easy access and flexible terms. Whether you run a small shop, are a woman entrepreneur, or need capital for expansion, these loans are designed to fuel your business growth without the complex hurdles of traditional banks. This guide breaks down the types of loans, eligibility, required documents, and the simple application process to help you secure the financing your business deserves.
Key Facts
| Feature | Detail for 2026 |
|---|---|
| Loan Amount Range | Rs. 50,000 to Rs. 5,000,000 |
| Loan Tenure | 3 Months to 5 Years |
| Key Product | Karobar Loan, Bint-e-Hawwa Loan |
| Collateral Required? | Optional (for higher amounts) |
| Primary Application | Branch Visit & Dost Mobile App |
What Types of Business Loans Does MMBL Offer?
Mobilink Microfinance Bank Business Loans provides several tailored loan products:
- Karobar Loan: Ideal for small shopkeepers and traders needing Rs. 50,000 to Rs. 500,000 for stock, rent, or operations. Repayment tenure is 3 to 24 months.
- Bint-e-Hawwa Loan: A special loan for women entrepreneurs, offering up to Rs. 500,000 to start or grow businesses like boutiques or salons.
- Microenterprise Loan: For established businesses needing larger amounts (up to Rs. 5 million), this may require collateral like gold or property.
- Running Finance: A revolving credit facility for daily cash flow needs, with limits up to Rs. 5 million.
Who is Eligible for an MMBL Business Loan?
To qualify for a business loan, you must meet these basic criteria:
- Be a Pakistani citizen aged between 18 and 64 years.
- Have a minimum of 2 years of business experience (1 year for women under Bint-e-Hawwa).
- Have an annual household income below Rs. 1.5 million.
- Have a clean credit history (no defaults).
- Own a valid CNIC.
What Documents are Required to Apply?
You need to prepare the following documents for a smooth Mobilink Microfinance Bank Business Loans application:
| Document | Purpose |
|---|---|
| Original CNIC (Smart Card) | For identity and background verification. |
| Recent Passport-Size Photographs | For application file and records. |
| Business Proof (License, Utility Bill) | To verify the existence and location of your business. |
| Proof of Business Premises | Rent agreement or ownership documents of the shop/office. |
| Bank Statement / Income Proof | To assess your repayment capacity. |
How to Apply for a Mobilink Bank Business Loan?
You can apply for Mobilink Microfinance Bank Business Loans through two convenient methods:
1. Apply Through a Branch (Offline):
- Visit your nearest Mobilink Microfinance Bank branch.
- Speak to a loan officer about your requirements.
- Submit the filled application form along with all required documents.
- The bank will process your application and conduct verification.
2. Apply Online via Digital Platforms:
- Download the “Dost by Mobilink Bank” App from the Google Play Store.
- Register and navigate to the “Loans” section.
- Select the business loan product and fill out the digital application form.
- Upload scanned copies of the required documents.
- Submit the application for review.
Loan Comparison: Which MMBL Product is Right for You?
| Loan Type | Best For | Max Amount (Approx.) | Key Feature |
|---|---|---|---|
| Karobar Loan | Small Shopkeepers, Retailers | Rs. 500,000 | Fast processing, minimal documents |
| Bint-e-Hawwa Loan | Women Entrepreneurs | Rs. 500,000 | Women-focused, flexible experience rule |
| Microenterprise Loan | Growing SMEs, Larger Needs | Rs. 5,000,000 | Higher limits, collateral-based |
Why Choose Mobilink Microfinance Bank for Your Business Loan?
- Accessibility: Designed for micro and small businesses often ignored by big banks.
- Digital Convenience: Start your application anytime through the Dost App.
- Women Empowerment: Special products and support for women entrepreneurs.
- Nationwide Network: Branches across Pakistan for in-person support.
- Flexible Repayment: Choose a tenure from a few months to several years.
Frequently Asked Questions (FAQs)
Q1: What is the interest rate on Mobilink Microfinance Bank Business Loans?
Interest rates vary based on the loan product, amount, and tenure. It’s best to consult directly with a bank officer or check the app for the latest rates.
Q2: Can I get a loan without any collateral?
Yes, for smaller loans like the Karobar Loan or Bint-e-Hawwa Loan, you can often get financing without pledging physical collateral.
Q3: How long does it take to get loan approval?
For complete applications with all documents, approval for smaller loans can be relatively quick, often within a few working days.
Q4: Is there a contact number for loan inquiries?
Yes, you can call the Mobilink Microfinance Bank helpline at 051-111-962-962.
Conclusion
Securing a business loan in 2026 is simpler with Mobilink Microfinance Bank’s range of entrepreneur-friendly products. From a small Rs. 50,000 Karobar Loan to a Rs. 5 million expansion fund, they offer solutions for various needs. Start your application today by gathering your documents and visiting their official website [www.mobilinkbank.com] or downloading the Dost App to take the first step towards growing your business.
This article is for informational purposes only. SmartFixers.pk is not an official government website and is not affiliated with any government department. Readers are advised to verify all information from official government sources before taking any action.
Our editorial team publishes original and informational content for educational purposes only.
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