If you are hearing about 1312 Himmat Card 2026 and Rs. 10,500 financial assistance and want a clear, simple guide on how to apply, check status, and get your payment, this article is for you. The 1312 Himmat Card helps people with disabilities and low-income families get a quarterly cash benefit of Rs. 10,500 to support daily needs like food, medicine, transport, and bills. This government-supported program uses a digital system to make sure money goes straight to deserving citizens with transparency and zero middlemen.
The process might seem new, but it’s actually very simple once you know the steps and eligibility rules. Below, I explain in a friendly way how this Himmat Card works, who can apply, and where to get help if you need it.
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Table of Contents

What Is 1312 Himmat Card 2026?
The 1312 Himmat Card is a government initiative mainly run by the Punjab Social Protection Authority (PSPA) in Pakistan. Eligible individuals — especially persons with disabilities and low-income families — receive Rs. 10,500 every quarter directly. The aim is to bring financial relief and dignity to people who struggle to meet daily expenses.
This scheme has expanded in phases, and thousands of new cards are being issued to eligible applicants. Many people who qualify have already started receiving benefits through ATMs or designated payment centers.

Who Is Eligible for 1312 Himmat Card?
| Eligibility Requirement | Details |
| Citizenship | Must be Pakistani with a valid CNIC/B-Form |
| Disability | Registered as a disabled person with NADRA/official authority |
| Income | Low-income household (often BISP registration or PMT score qualifies) |
| Other Aid | Not receiving similar support from other government schemes |
| Age | No strict age limit (minors through guardian) |
How to Apply Online for Himmat Card?
Applying for the Himmat Card is free and can be done online or in person.
Step-by-Step Process
- Visit Online Portal
Go to the official PSPA/social welfare website and find the 1312 Himmat Card application form. - Fill the Form
Enter your CNIC, address, contact info, and other details. Upload required documents like your disability certificate and income proof. - Submit and Wait
After submission, you will get a confirmation SMS. The system will verify your details digitally. - Approval & Card
Once approved, you receive your Himmat Card and can start withdrawing Rs. 10,500 from ATMs or payment centers.
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Himmat Card Payment Details & Benefits
| Benefit | Description |
| Cash Support | Rs. 10,500 every quarter |
| Direct Funding | Money goes through bank account or Ehsaas centers |
| Quick Access | Withdraw cash from Bank of Punjab ATMs |
| Transparent | Digital tracking with minimal delay |
You can use this money to pay for food, medicine, transport costs, or emergencies — whatever your family needs most.
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FAQs
Q. What should I do if my application is not approved?
Check your status online on the official portal. If rejected due to incomplete data, update your CNIC, income, or disability documents and reapply.
Q. Can someone already receiving BISP aid apply?
Generally, you can’t get both programs at the same time. You must meet the scheme’s unique eligibility conditions.
Q. Is there a helpline number?
Yes, you can dial 1312 for help, or visit your nearest Social Welfare office for support.
Q. How long will it take for approval?
Official processing time can range from a few weeks to a month, depending on volume and verification pace.
This article is for informational purposes only. SmartFixers.pk is not an official government website and is not affiliated with any government department. Readers are advised to verify all information from official government sources before taking any action.
Our editorial team publishes original and informational content for educational purposes only.
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